Real Simple’s Smart Money award winner for #1 budgeting app.
4.4 Stars
average rating
103k
Downloads
across platforms
Nothing works as well as Qube
“I’ve been a financial coach for 10 years. Nothing works as well as Qube.”
by Martin, Financial Coach
No More Money Stress!
“I used to check the bank account several times a day because we were so stressed about money. We would spend way too much on eating out or something, and only realize the extent of the damage at the end of the month when we held a family budget meeting…Since we’ve started using Qube, we have not gone over budget once. In fact, we’ve underspent! Our savings account is growing steadily, and our money stress is almost non-existent.”
by ~BeckyZ~
Lean, mean, money machine!
“I’ve always been attracted to the cash envelope budgeting system. Even before I discovered Dave Ramsey in my 20s, I was stuffing cash into envelopes. Qube digitizes the cash envelope system, so you have more control over your finances. By turning Qubes on and off, it makes you that much more aware of your spending habits. I love automatic bill payments, I know each month that everything is taken care of. I picture Qube like a well-oiled money machine. I am saving thousands of dollars each month because Qube allows me to be disciplined in the least painful way. Thank you Qube!”
by Jchiyrdxvb, 2023
What is Qube Benefits?
Qube Benefits is a banking and budgeting app combo with a simple guide to help employees systemize spending money with intention. The secret to financial success is following a budget. Qube enables people to spend from their budget, so they can stay on track and make better spending decisions. When spending is under control, debt elimination and retirements savings happen naturally. The result is more peace, joy, and freedom with money and greater productivity at work.
Solving Financial Anxiety
Poor financial health is crushing the world. When employees are stressed about money it often leads to irritation and distraction, then conflict, then damaged relationships, and finally separation. The result is lost productivity and elevated turnover costs.
Other financial health programs focus on education. Education alone doesn’t change habits. People wake up to the same bank account, the same credit cards, and the same triggers leading to the same behavior.
Qube Benefits connects education with a different system of saving and spending money. The result is more awareness, better spending decisions, and financial health.
Here’s how it works
Simple as cash, easy as a card
Create your Qubes
Qubes are like micro bank accounts so you can easily divvy up your money for everything you spend and save money on.
Tap to Spend
Load your card by simply tapping the balance next to the qube you'd like to spend from.
Swipe the Card
The money comes out of your qube and your card is reset back to a zero balance.
Your people save $400+ a month using our method
Our patented proactive spending method requires you to check your budget before your spend. This keeps your money safe from thefts and helps you make better spending decisions.
Let's talk!
Want to learn more about how Qube Benefits can help your company and employees? Fill out the form for a free demo.
Frequently Asked Questions
Qube Benefit is an online, self-paced financial wellness program that can be accessed anytime, anywhere, and from any device. It includes 1) Qube Masters, a financial course organized in simple 5-minute lessons and activities designed to systemize healthy spending and saving and 2) The Premium version of Qube Money, a banking and budgeting system with a connected Qube debit card allowing you to divvy up your money into budget categories and then spend and save from those categories. Qube Money can be accessed online or by downloading the app to use on the go.
Within six months, participants will enjoy more confidence and control with money, stronger relationships in and outside of the home, and higher productivity and focus on the job.
We consider several factors to determine the cost of Qube Benefit specifically for your employees. Connect with our team to learn more about what goes into Qube Benefit’s financial wellness program pricing.
Companies purchase Qube Benefits licenses for a desired number of employees and receive an online portal to give those employees access to the Qube Masters financial health course and the Qube Money banking app. The company will also receive access to a dashboard to track the number of people who engage with Qube Benefits through its portal.
Qube Benefit is an online, self-paced financial wellness program that can be accessed anytime, anywhere, and from any device. It includes 1) Qube Masters, a financial course organized in simple 5-minute lessons and activities designed to systemize healthy spending and saving and 2) The Premium version of Qube Money, a banking and budgeting system with a connected Qube debit card allowing you to divvy up your money into budget categories and then spend and save from those categories. Qube Money can be accessed online or by downloading the app to use on the go.
Within six months, participants will enjoy more confidence and control with money, stronger relationships in and outside of the home, and higher productivity and focus on the job.
We consider several factors to determine the cost of Qube Benefit specifically for your employees. Connect with our team to learn more about what goes into Qube Benefit’s financial wellness program pricing.
Companies purchase Qube Benefits licenses for a desired number of employees and receive an online portal to give those employees access to the Qube Masters financial health course and the Qube Money banking app. The company will also receive access to a dashboard to track the number of people who engage with Qube Benefits through its portal.