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Real Simple’s Smart Money award winner for #1 budgeting app.

DIGITAL CASH ENVELOPE BANKING

The Mindful Bankingβ„’ app for real people

Spend with purpose. Save with clarity. Live in control. Simply because of the way you bank.

Qube is a financial technology company, not a bank. Deposits are held by Choice Financial Group, Member FDIC. The Qube Money card is issued by Choice Financial Group, pursuant to the license from Visa.

Qube Money app dashboard showing digital cash envelope balances and spending categories.
Real Simple
Star Rating | Qube Money

4.6 Stars

Avg. Rating

103k

Downloads

Across all platforms

Forbes | Qube Money

App Store Reviews

No matter what your money goals are, Qube works for individuals, couples, and families.

How often do you worry about money? Does spending money make you feel guilty?
Do you feel like you can never seem to reach your financial goals?

Individuals

Vacation
+$5,392 saved

"I feel confident with my money."

– Kristi

Couples

Found an Extra
+$673 per month

"We don’t fight about money anymore."

– Mike & Stacy

Families

Paid Off
+$36,433 in debt

"For the first time, I feel in control of my money."

– Brandon

How to Get Started

Apply for an account

Create your budget and spend from it

Kiss money stress goodbye

Qube Money app dashboard showing digital cash envelope balances and spending categories.

Save $400+ a month using our method

Our patented proactive spending method requires you to check your budget before you spend. This protects you from theft and empowers you to save more and be intentional with your spending.