Introducing Qube+

The Power of Intention
With Your Bank*

You’ve worked hard to build your financial life, your accounts, your cards, your rewards. With Qube+, you’ll make every dollar move with intention keeping what you love, while gaining the mindful control that makes Qube unique.

Watch The Founder & CEO Shane Walker’s Exclusive
Interview with Kevin O’Leary.

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On The Waitlist

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Members Exploring Qube+

Features

What You Can Do With Qube+

Keep Your Bank, Gain Control

Link your existing accounts and cards securely to see them in your Qube app.

Spend with Intention Everywhere
Tap a category before you pay, so every purchase is a conscious choice. Own every move you make.
Stay Mindful and Keep Your Rewards

Use your favorite credit cards to keep earning rewards, while staying mindful of your spending.

Organize What Matters Most
Track across accounts with categories that reflect your priorities and goals.

Connected, Securely

Connect Your Accounts

Qube+ securely connects through Plaid to give you read-only access to your linked bank accounts and cards.

Testimonials

What Beta Users Are Saying

“QubeMoney helped me finally control my spending. I can see everything clearly and I save more without even trying.”
Emily Carter
Real Estate Agent
“I’ve used many apps, but QubeMoney is the only one that actually changed my habits. It feels simple, clean, and reliable.”
Daniel Brooks
Software Engineer
“QubeMoney made budgeting stress-free for me. I’m more intentional with every purchase and my savings are growing.”
Kayla Bennett
Marketing Manager

Why

Mindful money management doesn’t have to be complicated. Qube+ brings intentional spending into your existing financial world, helping you spend with more clarity and confidence.

Your QubeMoney Guide

Frequently asked questions

Qube+ is an intentional spending system that helps you organize your money around your priorities. It links to your primary checking account so you can organize your plan into Bills, Spend, and Goals, all in one place.

Qube+ is not a bank and does not hold your funds.

Qube+ is in limited Beta with a small group of users, and features will continue to evolve.

Qube+ securely connects to your primary checking account so you can view balances and transactions in one place.

You organize your plan into Bills, Spend, and Goals. Pre-Qubing, a core mechanism of Qube+, allows you to record purchases as you make them so your category balances reflect your decisions without waiting for bank transactions to settle.

Your money remains in your existing bank account. Qube+ provides structure and visibility, not banking services.

Most money apps focus on tracking transactions after they happen.

Qube+ is built around intentional spending.  Pre-Qubing is a core mechanism that allows you to record a purchase at the time you make it, so your category balance reflects your decision in the moment, not days later.

It’s also designed to be simple and easy to navigate, so organizing your plan into Bills, Spend, and Goals feels clear, not complicated.

No. Your money stays in your own bank account. Qube+ is not a bank and does not hold or move your funds. When you link your bank to Qube+, we securely connect through Plaid to display the balance and transaction information your bank provides, so you can organize your spending without transferring money.

At this time, you can connect one checking account and up to 10 credit cards in Qube+.

This lets you manage everyday spending from your primary checking account while organizing multiple credit cards in one place.

Qube+ provides a system for organizing your money while keeping you in control.

You structure your plan into Bills, Spend, and Goals, and Pre-Qubing allows you to record purchases as you make them so your categories reflect your decisions.

The result is spending that stays connected to your priorities, without added restrictions.

Transaction timing depends entirely on your bank. Some banks send transaction information quickly, while others take longer. Qube+ displays your transactions as soon as your bank provides the data.
No. Qube+ does not make payments or move money, and it is not a bank account. Your credit card payments still happen through your bank or credit card provider. Qube+ simply helps you organize your spending, including setting aside money in a qube for credit card payments, so you can stay prepared when it’s time to pay your bill.

Getting started is simple. First, create your account and securely connect your financial accounts to begin exploring Qube+.

During your free trial, you can create digital envelopes (called Qubes) to organize your money with purpose. For example, Bill Qubes for rent and utilities, Spending Qubes for groceries and dining out, and Goal Qubes for an emergency fund.

When your trial ends, you can continue with the monthly or annual plan you selected, unless you cancel beforehand.

During Beta, households can use Qube+ together as long as they share the same connected checking account.

supports only one connected checking account during early Beta. Family or teen features may be explored in the future, but specific capabilities and timing have not been finalized.
You can always reach us at support@qubemoney.com. We’re here to help.

What if spending felt intentional, not restrictive?

Start your 15-day trial today and see how Qube+ helps you organize money with more clarity and control.