Your bank balance tells you how much you have but not what’s already spoken for.
Qube+ gives your money a game plan, so you know what’s for what and don’t accidentally spend money you need for something else.
15-Day free trial • No card required
Watch The Founder & CEO Shane Walker’s Exclusive
Interview with Kevin O’Leary.
Qube+ works with the bank accounts and credit cards you already use.
Your money stays at your bank. Qube+ gives you a clear spending plan to stay on top of it. Connect securely through Plaid to the bank accounts and credit cards you already use.
Note: Qube+ does not issue a spending card. Amounts shown in Qube+ reflect your spending plan, not your bank balance.
Take a quick tour to see how Qube+ works in everyday life.
Your bank balance tells you how much money you have, but not how much is already spoken for.
So before you spend, you’re left wondering:
“If I buy this, what am I giving up?”
That’s the problem Qube+ was built to solve.
Qube+ shows you what’s covered, what’s left, and what’s actually available to spend.
15-Day free trial • No card required
Most of us spend first and figure out where the money went later. We do some mental math and hope we didn’t just spend money we needed for something else.
Qubing flips that around.
Your money is already sorted by what it’s for, so you’re not left wondering if that money was meant for groceries, a bill, or something coming up.
Start with Smart Setup, upload a CSV, or build your plan manually around your bills, spending, and goals.
Pre-Qube before you spend to see what’s available in real time and keep your plan up to date.
Let Auto-Qube match your purchases to keep your plan up to date, even when you don’t Pre-Qube.
See how Qube+ fits into everyday spending, credit cards, and money decisions.
This $500 bill could have ruined our week.
I bought it on Facebook Marketplace without wondering if I could afford it.
How we went from one big pile of money to knowing what we could spend.
The money routine I use and recommend to my clients.
How $50 here and $50 there stopped turning into a surprise credit card bill.
Qube+ is an intentional spending app built around a smarter way to money: Qubing. Instead of looking at one big bank balance, you organize your money into digital envelopes, called qubes, so you know what your money is for before you spend it.
Qube+ connects to the bank accounts and credit cards you already use. Your money stays at your bank. Qube+ does not hold or move your funds.
Most money apps are reactive. They show you where your money went after you spend it. Qube+ is proactive. It brings intention into the moment you’re making the decision.
With Pre-Qubing, you choose what you’re spending from before you buy, so you can spend without second-guessing whether that money was meant for something else.
Most money apps look back. Qube+ helps you move forward with confidence.
No. Your money stays in your own bank account. Qube+ securely connects through Plaid to display the balances and transactions your bank provides, so you can qube your money without moving it.
Qube+ is not a bank and does not hold or move your funds.
Update this question to Can I use the bank accounts and credit cards I already have?
Yes. Qube+ works with the accounts you already use. You can connect one checking account and up to 10 credit cards, so you can keep your bank, keep earning your credit card rewards, and Qube the way you spend.
Qube+ helps you decide what your money is for before you spend it, so you can enjoy what’s available without worrying about what else that money was meant to cover.
You’re not restricting your spending. You’re spending with intention.
Yes. Your Qube+ Core plan includes one companion at no additional cost, so you can Qube together with a spouse or partner. If you want to add kids or other family members, you can upgrade to the Family Plan.
Each person joins through their own invitation and accesses Qube+ as an authorized user on your account.
Your 15-day free trial starts when you create your Qube+ account. No credit card is required to get started.
You’ll have full access to Qube+ during your trial, so you can connect your accounts, create your spending plan, and experience Qubing for yourself.
Add your payment method anytime during your trial to keep going after your 15 days.
Still have questions? We’re here to help. Contact the Qube support team at support@qubemoney.com
Qube+ helps you make room for what you want today without losing sight of what matters tomorrow.
15-Day free trial • No card required
