Qube+ Is Here!
A Proactive Way to Spend

An intentional money system that keeps your spending aligned in the moment, using your existing bank and credit cards.

– A note from Founder & CEO, Shane Walker

“Over the past several months, we’ve been rebuilding Qube with one goal in mind: to help people spend with clarity and intention – not uncertainty. Now, that vision is becoming real with Qube+.”

you are in control

Your Money Stays In Your Bank.

Qube+ connects to your existing accounts & credit cards to give you a clear view of your money,
so you stay intentional across your entire wallet.

Qube+ doesn’t move your money. Your money stays in the bank you already use.

Keep Your Bank & Cards

Your Money. Your Cards.

Plan Your Money with Qube+

Guide Your Spending.

Experience Intentional Spending

Stay In Control.

THE SHIFT

A Different Way to Stay in Control

Qube+ works differently than Qube Checking, by design.

Instead of controlling money at the moment of transaction,
Qube+ helps you decide before you spend.

Before, you opened the app to activate your card.
Now, you open it to see what’s available and choose before you spend.

Qube Checking

Open app → Select qube → Swipe Qube card → Spend

Open app
↓
Select qube
↓
Swipe Qube card
↓
Spend

Qube+

Open app → See what’s available → Use any card → PreQube spend

Open app
↓
See what’s available
↓
Use any card
↓
PreQube spend

You’re no longer limited to one card.

How it works

Meet PreQubing:

The moment your plan stays aligned with your spending.

Most budgeting tools are always a step behind. You spend now but your bank updates later.

That gap is where things fall out of sync.

PreQubing closes that gap.

Enter what you spent at the moment of purchase and your qube balance updates right away.

What Others Are Saying

“I enter what I spend when I check out, my balance updates and I don’t have to go back and categorize transactions later.”

"When I enter what I spend, my qube balance updates right away. It helps over the weekend, especially when bank transactions don’t fully update until Monday."

“It is helping me to use the funds in a qube at the time of purchase instead of moving funds around after purchase in order to cover an expense.”

TIMING

Most Money Apps React. Qube+ Doesn’t.

With traditional budgeting apps, you spend → wait for it to update → and hope you’re still on track.

Qube+ shifts that control earlier where it matters most, keeping your plan aligned with your money.

That’s how you stay on track.

Reactive (Other apps)

Spend → Wait → Fall Behind

Proactive (Qube+)

Spend → PreQube → Stay Aligned

Credit Cards

Credit Cards Without Losing Control

With credit cards, you spend now and deal with it later.

With Qube+ :
You swipe → PreQube → Money set aside

No overspending. No wondering how you’ll pay it off.

You stay in control of your credit card as you spend.

CLARITY

How Qube+ Helps You Spend with Clarity

Use Your Bank

No switching required

Plan Your Money

Bills, spending, and goals

Know What’s Available

Before you spend

Stay on Track

No catching up later

Use Your Credit Cards

Without losing rewards

Stay Up to Date

As you spend

Updates

What’s Happening

Qube Checking is still a priority as we secure the right long-term partner.

This is just the beginning.

What’s Next

This Is the Next Chapter of Qube

The foundation is stronger.
The experience is clearer.
Spending is smarter.

Now it’s your turn to experience it.

Qube+ is not a bank and does not hold, move, or manage your money. It displays your bank’s data so you can organize your plan. Works with most major U.S. banks and credit cards. Availability may vary. Features may change as we continue improving Qube+.

Qube+ Is Here! A Proactive Way to Spend