Qube Money | How it works

Spend better.
Live more.

 
Finally, a banking and budgeting system that acts like real cash envelopes.
 

settings

Spend better.
Live more.

 
Finally, a banking and budgeting system that acts like real cash envelopes.
 

settings

Choose the plan for you

Choose the plan for you

settings

The reviews speak for themselves

The reviews speak for themselves

Here's how it works

Start by creating your qubes

Spend Qubes

Spend qubes are used to pay for your every day adventures. Even if it is just to the grocery store.

Bill Qubes

Bill qubes are used to pay for your bills. Everything from rent, to Netflix, to the kids Tae-kwon Do lessons. Each Bill qube has it's own card and ACH account number giving you flexibility and control.


Goal Qubes

Goal qubes are used to save for your dreams, vacations, new car. Set a date, and stash away cash.

Here's how it works

Start by creating your qubes

Spend Qubes

Spend qubes are used to pay for your every day adventures. Even if it is just to the grocery store.

Bill Qubes

Bill qubes are used to pay for your bills. Everything from rent, to Netflix, to the kids Tae-kwon Do lessons. Each Bill qube has it's own card and ACH account number giving you flexibility and control.


Goal Qubes

Goal qubes are used to save for your dreams, vacations, new car. Set a date, and stash away cash.

Deposit your cash and divvy it up

Our patented system is as flexible and safe as it gets



Funding screen

We've got the easiest funding screen in the business. See all your categories in one view and add funds with one click. Setup Direct Deposit and get paid 2 days early!

Joint and kids accounts

Budgeting with a partner has never been easier. Share qubes, goals and build dreams together as a family.

Gain peace of mind

Qube's patented spending method makes the Qube Card the safest card on the planet.

Deposit your cash and divvy it up

Our patented system is as flexible and safe as it gets



Funding screen

We've got the easiest funding screen in the business. See all your categories in one view and add funds with one click. Setup Direct Deposit and get paid 2 days early!

Joint and kids accounts

Budgeting with a partner has never been easier. Share qubes, goals and build dreams together as a family.

Gain peace of mind

Qube's patented spending method makes the Qube Card the safest card on the planet.

Tap to spend

It's kinda magic


Step 1

Find the qube

We put all your Spend Qubes in one place. You can sort them however you'd like.
Step 2

Tap the balance

Simply tap the remaining balance next to the qube you'd like to spend from. 
Step 3

Swipe the card

Your money loads onto your Qube Card, ready for you to spend and goes back to your app once complete. 

Save $400+ a month
using our method.

Our patented pro-active spending method requires you to check your budget before your spend. This awareness protects your money from impulse, and allows you to save more and be intentional with your spending.


Tap to spend

It's kinda magic


Step 1

Find the qube

We put all your Spend Qubes in one place. You can sort them however you'd like.
Step 2

Tap the balance

Simply tap the remaining balance next to the qube you'd like to spend from. 
Step 3

Swipe the card

Your money loads onto your Qube Card, ready for you to spend and goes back to your app once complete. 

Save $400+ a month
using our method.

Our patented pro-active spending method requires you to check your budget before your spend. This awareness protects your money from impulse, and allows you to save more and be intentional with your spending.


Qube provides a
best-in-class experience

A best-in-class experience

Qubeless

Want a little more flexibility? Turn on Qubeless to swipe at will and categorize after. We group all Qubeless transactions in one space for easy logging.

Virtual account numbers

Each Bill qube has it's own card and ACH account number giving you flexibility and control.

Subscription controls

We give you full control over when and how money comes out of your account. Need to pause your Netflix? No, problem. Just hit the pause icon in the app.

Desktop app

For the times when you really need to break the big guns out, we've got you covered. See all your transactions, qubes and more on our web app.


Qubeless

Want a little more flexibility? Turn on Qubeless to swipe at will and categorize after. We group all Qubeless transactions in one space for easy logging.

Virtual account numbers

Each Bill qube has it's own card and ACH account number giving you flexibility and control.

Subscription controls

We give you full control over when and how money comes out of your account. Need to pause your Netflix? No, problem. Just hit the pause icon in the app.

Desktop app

For the times when you really need to break the big guns out, we've got you covered. See all your transactions, qubes and more on our web app.


settings
settings
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