Qube+ Is Here
A Proactive Way to Spend
A note from Founder & CEO, Shane Walker
“Over the past several months, we’ve been rebuilding Qube with one goal in mind: to help people spend with clarity and intention. Now, that vision is becoming real with Qube+.”
you are in control
Your Money Stays In Your Bank.
Qube+ connects to your existing bank accounts and credit cards, helping you create a plan for your money, so you see what’s covered, what’s left, and what’s safe to spend.
*Qube+ does not hold or move your money, and it does not issue a card to spend from. Your money stays in the bank you already use.
Why Qube+
See Inside Qube+
Take a quick look at how Qube+ brings intention to everyday spending.
THE SHIFT
A Different Way to Stay in Control
Qube+ works differently than the Qube you remember, by design. Both Qube+ and Qube Checking guide your spending in real time.
Before, you opened the qube you wanted to spend from, then swiped your Qube card.
Now, you open the Qube app to see what’s available, then spend using your external debit and credit cards.
Qube Checking
Open app
Select qube
Use Qube card
Open app
PreQube amount
Use your card
Keep your bank. Use your cards.
How it works
Meet PreQubing:
The power of intention with every purchase
Most people overspend because they don’t have clarity of what is safe to spend the moment they’re making a purchase.
Your bank balance can’t tell you that.
PreQubing helps keep your plan in sync with your money, so you always know what is safe to spend.
Enter the amount before checkout and your qube balance updates immediately, so you can see what’s left before you spend, not after.
What Others Are Saying
TIMING
Most Money Apps React. Qube+ Doesn't.
With traditional budgeting apps, you make a purchase but your categories don’t update until after transactions come through.
In the meantime, you may make other spending decisions based on outdated information.
Qube+ shifts that awareness earlier. With PreQubing, you can keep your plan aligned in real time, so you can see what’s left before making your next spending decision.
Reactive (Other apps)
Spend → Wait → Fall Behind
Proactive (Qube+)
Spend → PreQube → Stay Aligned
Credit Cards
Credit Cards Without the Surprises
Credit cards make spending easy. The surprise comes when the bill arrives.
Qube+ helps you set money aside for your credit card bill as you spend, so you’re ready when it’s due.
PreQube → Swipe → Money set aside
No overspending. No Surprises.
The best part?
Keep earning rewards on the credit cards you already love without falling behind on your credit card bill.
CLARITY
Why Former Qube Users Are Choosing Qube+
Keep Your Bank
No switching required
Plan Your Money
Know What’s Available
Stay Aligned
As life happens
Use Your Credit Cards
Without losing rewards
Stay Up to Date
As you spend
READY TO TRY IT?
Experience Qube+ For Yourself
The best way to understand Qube+ isn’t by reading about it. It’s by experiencing it.
Start your free trial and start spending with intention again.
COMMON QUESTIONS
Still have questions?
Does Qube+ hold my money?
No. Your money stays in the bank accounts you already use. Qube+ connects to your accounts to help you plan and track spending without moving your money.
Do I need to switch banks?
No. Qube+ works alongside your existing bank accounts and credit cards, so there’s no need to switch banks.
Does Qube+ send a debit card?
No. Qube+ does not issue a debit card. You continue using the debit and credit cards you already have and love.
Can I use my existing credit cards?
Yes. Connect your credit cards to Qube+ and keep earning the rewards and points you already enjoy while staying on top of your spending.
What happens if I don't PreQube a purchase?
Your transaction will still come into Qube+. You can review it later and assign it to the appropriate Qube, or let Qube Intelligence (Coming soon) categorize it for you.
Can I use Qube+ with my spouse, partner, or family?
How much does Qube+ cost after the free trial?
Qube+ includes a 15-day free trial. After that:,
Premium: $14/month or $126/year
Family: $21/month or $189/year
Cancel anytime before your trial ends and you won’t be charged.
Tired of feeling behind before the month is over?
Start your free trial and bring intention back to your spending.
15-Day free trial • Cancel anytime • Takes 2 minutes to set up
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