An intentional money system that works with your bank and credit cards.

Make the Most of Qube+

See what's new, discover smarter ways to use Qube+, and spend with confidence.

See What's New Below

PRODUCT UPDATES

What's New in Qube+

Explore a fresh Overview, friendlier language, and better guidance.

Qube+ app overview screen

Simpler Overview

See what matters most at a quick glance.

Friendlier Language

Clearer labels make Qube+ easier to understand.

Better Guidance

Helpful tips and guidance show you what to do next.

Qube+ app overview screen

Friendlier Language

Clearer labels make Qube+ easier to understand.

Simpler Overview

See what matters most at a glance with a cleaner, more intuitive home screen.

Better Guidance

New tutorials, tips, and in-app guidance help you know what to do next without guessing.

Simpler Overview
See what matters most at a glance with a cleaner, more intuitive home screen.
Friendlier Language

Clearer labels make Qube+ easier to understand.

Better Guidance
New tutorials, tips, and in-app guidance help you know what to do next without guessing.

New Feature

Smart Setup

Let Qube Intelligence build your personalized spending plan in minutes, so you can start strong and customize as you go.

New Feature

Auto-Qube

Let Qube Intelligence match your purchases into the right qubes and keep your spending plan up to date.

The Money Problem Qube+ is Built to Solve

Your bank balance tells you how much money you have, but not how much is already spoken for.

So before you spend, you’re left wondering:

“If I buy this, what am I giving up?”

That’s the problem Qube+ was built to solve.

Qube+ shows you what’s covered, what’s left, and what’s actually available to spend.

How Qube+ Works

Qube+ works with the bank accounts and credit cards you already use.

Your money stays at your bank. Qube+ gives you a clear spending plan to stay on top of it.

Want to see it in action?

Take a quick tour to see how Qube+ works in everyday life.

Note: Qube+ does not issue a spending card. Amounts shown in Qube+ reflect your spending plan, not your bank balance.

Three Ways to Get the Most Out of Qube+

Create a Spending Plan

Start with Smart Setup, upload a CSV, or build your plan manually around your bills, spending, and goals.

Stay in Control with Pre-Qube

Pre-Qube before you spend to see what’s available in real time and keep your plan up to date.

Save time with Auto-Qube

Let Auto-Qube match your purchases to keep your plan up to date, even when you don’t Pre-Qube.

Pre-Qube or Auto-Qube

Stay ahead with Pre-Qube or let Auto-Qube catch up for you.

Pre-Qube
Auto-Qube
Who
You
Qube Intelligence
When
Before you pay
After purchases come through
How
You choose the qube
Finds best matching qube
Plan Update
In real time
Automatically afterward
Benefit
Helps prevent overspending
Saves manual work
Pre-Qube
Auto-Qube
Takeaway
You don’t have to choose: Pre-Qube the purchases you want to plan ahead for, and let Auto-Qube handle the rest.

CREDIT CARDS

Credit Cards,
Without the Stress.

Keep earning rewards and building credit while Qube+ sets aside money for your credit card purchases, so you’re not worried about how you’ll pay the bill later.

See How Others Make the Most of Qube+

See how others use Qube+ to worry less and feel more confident with money.

Unexpected Expenses

This $500 bill could have ruined our week.

Everyday Spending

I bought it on Facebook Marketplace without wondering if I could afford it.

Credit Cards

How $50 here and $50 there stopped turning into a surprise credit card bill.

Coach Perspective

The money routine I use and recommend to my clients.

Money Habits

How we went from one big pile of money to knowing what we could spend.

Your Story

Love Qube+? Your story could be next.

Your story could inspire others on their money journey.

You're Not Doing This Alone

Get tips, ask questions, share ideas, connect, and learn from other Qube users.

Used Qube Before?

The goal is still the same
Know what’s available before you spend, now with the cards you already use.

Before

Open app

Select qube

Pay with Qube card

Now

Open app

Select qube + Pre-Qube

 Pay with your card

Questions? We've Got Answers.

Explore our FAQ page for answers to common questions about Qube+.

Ready to give Qube+ another try?

You’ve seen what’s new. Now put Qube+ to work for you.

© 2026 Qube Money LLC. All rights reserved.

Qube+ is not a bank and does not hold, move, or manage your money. It displays your bank’s data so you can organize your plan. Works with most major U.S. banks and credit cards. Availability may vary. Features may change as we continue improving Qube+.