An intentional money system that works with your bank and credit cards.
Make the Most of Qube+
See what's new, discover smarter ways to use Qube+, and spend with confidence.
PRODUCT UPDATES
What's New in Qube+
Explore a fresh Overview, friendlier language, and better guidance.
Simpler Overview
See what matters most at a quick glance.
Friendlier Language
Clearer labels make Qube+ easier to understand.
Better Guidance
Helpful tips and guidance show you what to do next.
Friendlier Language
Clearer labels make Qube+ easier to understand.
Simpler Overview
See what matters most at a glance with a cleaner, more intuitive home screen.
Better Guidance
New tutorials, tips, and in-app guidance help you know what to do next without guessing.
New Feature
Smart Setup
Let Qube Intelligence build your personalized spending plan in minutes, so you can start strong and customize as you go.
New Feature
Auto-Qube
Let Qube Intelligence match your purchases into the right qubes and keep your spending plan up to date.
The Money Problem Qube+ is Built to Solve
Your bank balance tells you how much money you have, but not how much is already spoken for.
So before you spend, you’re left wondering:
“If I buy this, what am I giving up?”
That’s the problem Qube+ was built to solve.
Qube+ shows you what’s covered, what’s left, and what’s actually available to spend.
How Qube+ Works
Qube+ works with the bank accounts and credit cards you already use.
Note: Qube+ does not issue a spending card. Amounts shown in Qube+ reflect your spending plan, not your bank balance.
Want to see it in action?
Take a quick tour to see how Qube+ works in everyday life.
Three Ways to Get the Most Out of Qube+
Create a Spending Plan
Start with Smart Setup, upload a CSV, or build your plan manually around your bills, spending, and goals.
Stay in Control with Pre-Qube
Pre-Qube before you spend to see what’s available in real time and keep your plan up to date.
Save time with Auto-Qube
Let Auto-Qube match your purchases to keep your plan up to date, even when you don’t Pre-Qube.
Pre-Qube or Auto-Qube
Stay ahead with Pre-Qube or let Auto-Qube catch up for you.
Pre-Qube
- Who: You do it
- When: Before you pay
- How : You choose the qube
- Plan Update: In real time
- Benefit: Helps prevent overspending
Auto-Qube
- Who: Qube intelligence does it
- When: After purchases come through
- How : Finds best matching qube
- Plan Update: Automatically afterward
- Benefit: Saves manuel work
CREDIT CARDS
Credit Cards,
Without the Stress.
Keep earning rewards and building credit while Qube+ sets aside money for your credit card purchases, so you’re not worried about how you’ll pay the bill later.
See How Others Make the Most of Qube+
See how others use Qube+ to worry less and feel more confident with money.
Unexpected Expenses
This $500 bill could have ruined our week.
Everyday Spending
I bought it on Facebook Marketplace without wondering if I could afford it.
Credit Cards
How $50 here and $50 there stopped turning into a surprise credit card bill.
Coach Perspective
The money routine I use and recommend to my clients.
Money Habits
How we went from one big pile of money to knowing what we could spend.
Your story could inspire others on their money journey.
You're Not Doing This Alone
Get tips, ask questions, share ideas, connect, and learn from other Qube users.
Used Qube Before?
The goal is still the same
Know what’s available before you spend, now with the cards you already use.
Before
Open app
Select qube
Pay with Qube card
Now
Open app
Select qube + Pre-Qube
Pay with your card
Questions? We've Got Answers.
Ready to give Qube+ another try?
You’ve seen what’s new. Now put Qube+ to work for you.
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