Effective Date: 1/20/2026
Last Updated: 1/20/2026
1. Introduction
Qube Plus (“App,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our mobile application, website, and related services. By using the App, you agree to the practices described in this Privacy Policy.
2. Information We Collect
We may collect the following categories of information:
a. Personal Information
– Name, email address, phone number, and account credentials when you register.
b. Financial Information
– Bank account and transaction data if you link financial accounts.
– Budgeting details, spending habits, and financial goals.
c. Device & Usage Information
– IP address, device type, operating system, and app usage statistics.
– Cookies and tracking technologies (if applicable).
d. Optional Information
– Information you provide voluntarily, such as feedback or support requests.
3. How We Use Your Information
We use collected information to:
– Provide and improve the App’s budgeting tools.
– Sync your financial accounts securely.
– Personalize your user experience with insights and reports.
– Communicate with you regarding updates, security, and support.
– Comply with legal obligations and prevent fraud.
4. Sharing Your Information
We do not sell your personal financial data. We may share your information only in these limited cases:
– With service providers: To operate app features (e.g., cloud hosting, payment processors).
– With financial institutions: When you link accounts to fetch transactions securely.
– For legal reasons: To comply with law, regulation, or valid legal process.
– Business transfers: In case of a merger, acquisition, or sale of assets.
5. Data Security
We implement appropriate administrative, technical, and physical safeguards to protect your data, including:
– Encrypted data transmission (SSL/TLS).
– Bank-level security for financial data.
– Restricted access to sensitive information.
While we take strong precautions, no method of transmission or storage is 100% secure.
6. Data Retention
We retain your information only as long as necessary to provide the App and comply with legal obligations. You may request deletion of your account and associated data at any time.
7. Your Rights
Depending on your location, you may have the right to:
– Access the personal data we hold about you.
– Request correction or deletion of your data.
– Opt out of marketing communications.
– Restrict or object to certain data processing.
– Request data portability.
To exercise these rights, contact us at support@qubemoney.com.
8. Children’s Privacy
The App is not intended for children under 13 years old (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children.
9. International Users
If you access the App from outside the United States, note that your data will be transferred and processed in the U.S., which may have different data protection laws than your country.
10. Changes to this Privacy Policy
We may update this Privacy Policy periodically. We will notify you of material changes through the App or by email. Continued use of the App means you accept the updated policy.
11. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us at:
Proactive Fintech
Email: support@company.com
Address: 881 W State Road Ste. 140-588
Pleasant Grove, UT 84062
United States